[creditwrench newsletter] Re: Debt Collection Discovery Requests

ok well these attorney's never called me not even once only sent letters. They brought a witness to court and an affidavit so they never testified as attornies are not allowed to testify in a court for the cc company. No I cant figure out how to use the FDCPA under these circumstances but I guess next step is to try a consumer attorney who is specialized in the FDCPA.... I will try to go by the law library and read the FDCPA to see if I can find anything.....

--- On Sun, 10/12/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Sunday, October 12, 2008, 9:04 AM
> It makes no difference whether the debt collector attorney
> bought the
> debt or not. None whatever. Attorneys attempting to collect
> a debt are
> 3rd party debt collectors whether they bought the debt or
> not. You
> must learn the law iorder to make FDCPA law work for you.
> It is
> obvious that you have not learned the law, what it says and
> how to
> apply it to the immediate circumstance whatever it might
> be. First
> thing is to have your recording process in place and ready
> to use at a
> moments notice. You also need to have your caller I.D.
> working and
> calls that don't show the name and number of the caller
> should be
> ignored. Don't even pick up the phone. All calls to
> your home phone
> should be call forwarded to your cell phone. That is
> because most cell
> phones will allow you to put a name to each number that
> calls you so
> you will know instantly who is calling you and debt
> collectors will
> only get one chance to call you before you nail them with
> your caller
> I.D. system. Even if they are a huge corporation with many
> different
> phone lines you will soon have them all labeled and know
> instantly who
> they are when they call. That's not so you can evade
> their calls but
> so you can get your recording equipment turned on before
> you pick up
> the phone. You should have a good digital voice recorder
> with you on
> your person at all times just like you should have a decent
> digital
> camera with you at all times in case of vehicle accidents.
> Keep your
> batteries fresh and keep spare batteries for both with you
> at all
> times. The reason is that if the call is from a debt
> collector your
> memory will not recall everything they said or didn't
> say. You will
> need to be able to review the call later so you can analyze
> it for
> every possible violation and get them written down on paper
> and on
> your computer as well. Write the contents of the call
> violations in
> your word processor and then print out a copy and keep it
> in a folder
> for the day you will need it all. My message board at
> http://consumers.creditwrench.com
> has many articles written by attorneys which will teach you
> all you
> need to know about FDCPA and FCRA violations and your
> rights under the
> law. New articles come in every day. So keep up with the
> latest. No,
> the situation is not hopeless. Far from it.
>
>
> On Oct 11, 11:00 am, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > That would be great but I have not figured out how to
> prove the debt collector attorney bought the debt after they
> have a judgement.  They sued me before the credit card
> company charged off.  Then every lawyer says even if they
> chardged it off the credit card company has a right to sue
> you for the debt and just pay the insurance claim back.
>  Which doesnt seem logical that they would care if the
> insurance company got there money or not.  They had a
> supposedly cc employee there.  They had a affidavit of the
> Collection Department  employee of the CC company to
> testify to absolutely nothing.  AND they have standing to
> sue me here because this is where I reside....  A few
> lawyers I know said the debt was assigned not bought or
> sold......  Does that mean there is no hope??????
> >
> > --- On Fri, 10/10/08, Creditwrench
> <creditwre...@gmail.com> wrote:
> >
> > > From: Creditwrench <creditwre...@gmail.com>
> > > Subject: [creditwrench newsletter] Re: Debt
> Collection Discovery Requests
> > > To: "Creditwrench"
> <creditwrench@googlegroups.com>
> > > Date: Friday, October 10, 2008, 6:35 AM
> > > Persoally I don't think so. I'd far
> rather catch
> > > them in violations of
> > > FDCPA and take them to federal court then
> negotiate from
> > > there. Works
> > > much better.
> >
> > > On Oct 8, 6:02 pm, Lisa Angle
> > > <lisaangle0...@yahoo.com> wrote:
> > > > is it smart to negotiate a judgement
> > > lisaangle0...@yahoo.com
> >
> > > > --- On Wed, 10/8/08, Replevin
> > > <AR.Consu...@gmail.com> wrote:
> >
> > > > > From: Replevin
> <AR.Consu...@gmail.com>
> > > > > Subject: [creditwrench newsletter] Debt
> > > Collection Discovery Requests
> > > > > To: "Creditwrench"
> > > <creditwrench@googlegroups.com>
> > > > > Date: Wednesday, October 8, 2008, 1:28
> PM
> > > > > Hello,
> >
> > > > > I received a summons in July from a law
> office. I
> > > answered
> > > > > the summons
> > > > > within the 30 days allowed in GA.
> >
> > > > > On September 16th I received a
> Plantiff's
> > > Discovery
> > > > > Request packet
> > > > > dated for September 9th. On September
> 24 I
> > > receieved a
> > > > > letter from the
> > > > > law office  dated September 8th
> stating they had
> > > received
> > > > > my filed
> > > > > answers and they wanted to discuss the
> matter in
> > > further
> > > > > detail; and
> > > > > that their client does not wish to
> cause me any
> > > unnecessary
> > > > > inconvenience.
> >
> > > > > My question is do I have to answer the
> original
> > > > > Plaintiff's Discovery
> > > > > Request and which date do I use to
> calculate the
> > > 30 days
> > > > > stated in the
> > > > > Plaintiff's Discovery Request for
> my response
> > > to the
> > > > > interrogatories,
> > > > > request for admission and request to
> produce
> > > documents?
> >
> > > > > Thank you and this forum is great. As
> my schedule
> > > changes I
> > > > > plan to
> > > > > meet you all on the Friday
> teleconferences.
> >
> >
>
>

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