Creditwrench has just posted in the ASK AN ATTORNEY forum of CreditWrench under the title of rss:Debt Law Network.
This thread is located at http://www.creditwrench.com/consumers/showthread.php?t=3659
Here is the message that has just been posted:
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Image: http://i204.photobucket.com/albums/bb42/deadlast01/DSCF0499.jpg Nobody owns sarcasm the way Stephen Colbert owns sarcasm.* Responding to Democratic criticism of conservative economic policy, Stephen Colbert provides proof that the economy is in great shape (http://www.colbertnation.com/the-colbert-report-videos/180125/august-27-2008/repo-man).* Even in this depressing economic cloud, there's always a (tarnished) silver lining.
When it comes to repossessing property, there are certain conditions that prevent the repo man from carrying out his assignment.* Generally speaking, he cannot:
* disturb the peace, which means that if a confrontation ensues as a result of his repossession efforts, he must back down and go away;
* commit a crime in the process of repossession, which includes assault, battery, breaking and entering or violating a posted "No Tresspassing" sign; or
* violate the automatic stay imposed in a pending bankruptcy case.
If the repo man doesn't play by the rules, he could be fined, arrested and/or sued for violating the automatic stay and/or the Fair Debt Collection Practices Act (http://www.bankruptcylawnetwork.com/2007/10/25/liability-of-repossession-companies-under-the-fdcpa/).
*If you liked that post, then try these...*
Debt Collection Methods & The FDCPA - Part One: Letters (http://www.debtlawnetwork.com/debt-collection-methods-the-fdcpa-part-one-letters/) by Stephen Otto, Pittsburgh Consumer Attorney
The FDCPA & Common Consumer Complaints to the Federal Trade Commission (FTC) (http://www.debtlawnetwork.com/the-fdcpa-common-consumer-complaints-to-the-federal-trade-commission-ftc/) by Stephen Otto, Pittsburgh Consumer Attorney
Zombie Debt, Being Sued by a Debt Buyer (http://www.debtlawnetwork.com/zombie-debt-being-sued-by-a-debt-buyer/) by Kurt O'Keefe, Detroit Consumer Law Attorney
More... (http://www.debtlawnetwork.com/feed/)
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