Monday, October 13, 2008

[creditwrench newsletter] Re: Debt Collection Discovery Requests

I feel safe in saying that if one were to file a rico case against a
debt collector or attorney they would be more likely to settle out of
court than take it all the way to a full blown trial. But that is also
true in almost any other type of federal case but to claim there would
never be a record of it is dead wrong. The case(s) will always be on
Pacer for all to see. The actual terms of settlement would not be
there however because of confidentiality agreements.

Proving a fraud upon the court is not likely to get any results. In
fact, your complaint is not likely to even get heard.

The fact that a 3rd party debt collector sued in the name of the
original creditor is not a fraud upon the court. In fact, the U.S.
Supreme Court has ruled that it is perfectly acceptable for an
assignee to do that. But there is a huge difference between an
assignee and a junk debt buyer. The Supremes said it was OK for an
assignee to sue in the name of the original creditor but said nothing
about junk debt buyers so who knows whether the JDBs were included or
not. Arguments about holders in due course, Parties of true first
interest and all of those types of arguments have traditionally failed
and will most likely always fail in the future. The only notable
exception to that may be in mortgage foreclosure cases. That sceneario
is still unfolding and in fact I may have discovered a new bombshell
to throw into that arena as well as into the credit card cases. Of
course, there are still several other bombshells that will soon be
exploded on the mortgage meltdown battlefield. The $700 billion
bailout will soon prove to have had exactly the opposite effect that
which was intended. It will not improve the stability of the money
markets or the banks but rather will soon trash the entire economic
system and quite possibly on a global scale.

Yes, I do feel that they have an ironclad case against you and I
assure you that any arguments or defenses you raise in any local court
will fail no matter who tells you differently. You can file motions to
vacate arguably void judgments until the sun falls out of the sky and
you will most likely lose every time. On top of that you may well end
up getting sanctioned in some way as a vexatious litigant yet it may
well be that you will have to file a couple of such motions in order
to come up with
new causes of action which you could use to take them to federal
court.

You ask whether or not one should argue the proposition that if they
have no contract they have no case and whether or not that is an
argument that I advocate using. The answer is that yes, that is quite
often a necessary argument but only because one must argue something
or stand mute before the court and take one's lumps which is what is
going to happen no matter what one argues. Sometimes those arguments
do work but the odds are against the defendant no matter what his
defense might be. Plaintiffs have traditionally lied to the courts and
won their cases no matter how preposterous their claims might be. One
must fight against almost unsurmountable odds regardless of the
outcome. This economic meltdown is going to get so bad that people
will be getting sued in ever increasing numbers. If I were to be sued
for a credit card default or anything else I would go in expecting to
lose no matter what I argued or what trick I employed trying to win. I
would lose no matter what I did or said. But I would also have a
carefully prepared federal case against the lawyer. I would have all
of their violations carefully documented. As soon as the debt
collector turned the case to an attorney I would immediately file a
federal case against the debt collector then start going after
violations by the attorney and once the local case was over I would
then file a federal case against the both of them. Both cases would
most likely be settled out of court. I would lose in local court and
win in federal but the only way that can be done is by having a
careful record of their violations they can't argue their way out of
any more than I could in local court. The only realistic reason for
filing motions to vacate is to give them the opportunity to provide me
with fresh causes of action in federal court.
Even if they get a judgment and proceed to garnishment I will then be
able to get more causes of action in the garnishment hearings and
subsequent proceedings. Just because they have a garnishment in place
does not mean they cannot violate. In fact that is a fertile field in
which to generate more violations, more causes of action.

You speak of SOL defenses. Those can be good arguments if they are
actually valid but once they have a judgment in place your SOL
arguments are all down the tubes even though they might turn out to be
your cause of action in federal court. Judges typically won't listen
to SOL arguments unless you can prove when you made your last payment
to the creditor beyond any shadow of a doubt.

Again, at this point in time I have no idea whether you have any
causes of action or not and I am not advocating that you do anything
until you do have. I do not advocate filing rico cases because they
are fraught with many problems and are risky at best. They can be won
but I think only by well experienced attorneys who really know what
they are doing. Certainly not by pro se litigants who have no such
experience. As to motions to vacate void judgments, I'm sure that
thousands have been filed all across the land due to the preachings of
Richard Cornforth and many
of his followers but the record of success has been dismal indeed. It
is likely that less than 1 percent have ever been successful. So
let's forget about what Richard Cornforth or anybody else teaches or
has said and move forward to either finding causes of action or
generating some in the future.


On Oct 13, 4:42 am, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> Well if Richard is your friend your friend also says that when you file a rico case debt collector attornys settle out of court maybe that is why?!
> If they settle out of court there will never be a record of it.
>
> I agree I have no hope unless I can find away to prove fraud upon the court that the debt collector attorneys were not suing for Citibank which is what your whole program is sold on. The problem is I have not been able to find away to prove they bought the debt. Seems like they can lie or hide that well if that is what they are doing.
>
> Consumer attorneys are out their who and they put on their website they are experienced in the FDCPA believe me when they tell me something I will go to the law library and research what they say to make sure they are telling me the truth.
>
> So let me understand this completely what you are saying is that with the information I have provided thusfar you feel they have an iron clad case against me. Now do you think they were suing for Citibank not themselves?
>
> Your pleading for court in new york stated a whole different view point and yet you feel you are going to win!!!! They could not produce a signed contract said I had made the agreement on the phone. Is that not in your pleading NO CONTRACT no case. I have to admit this is all very confusing to be fair to Richard on each of those points in your pleading; standing, no written contract, etc etc has anyone won?????
>
> your right it is starting to go that way going to court doesnt seem like you have a very good chance of winning after they get a judgement..... Unless they serve you imporperly and you can raise th SOL!!!!!!
>
> Thank you
> Lisa
>

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[creditwrench newsletter] Re: Debt Collection Discovery Requests

Well if Richard is your friend your friend also says that when you file a rico case debt collector attornys settle out of court maybe that is why?!
If they settle out of court there will never be a record of it.

I agree I have no hope unless I can find away to prove fraud upon the court that the debt collector attorneys were not suing for Citibank which is what your whole program is sold on. The problem is I have not been able to find away to prove they bought the debt. Seems like they can lie or hide that well if that is what they are doing.

Consumer attorneys are out their who and they put on their website they are experienced in the FDCPA believe me when they tell me something I will go to the law library and research what they say to make sure they are telling me the truth.

So let me understand this completely what you are saying is that with the information I have provided thusfar you feel they have an iron clad case against me. Now do you think they were suing for Citibank not themselves?

Your pleading for court in new york stated a whole different view point and yet you feel you are going to win!!!! They could not produce a signed contract said I had made the agreement on the phone. Is that not in your pleading NO CONTRACT no case. I have to admit this is all very confusing to be fair to Richard on each of those points in your pleading; standing, no written contract, etc etc has anyone won?????

your right it is starting to go that way going to court doesnt seem like you have a very good chance of winning after they get a judgement..... Unless they serve you imporperly and you can raise th SOL!!!!!!

Thank you
Lisa

--- On Mon, 10/13/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Monday, October 13, 2008, 12:40 AM
> Richard Cornforth says file a Rico case? OK. But how many
> such cases
> has he won? I know Richard very well as a personal friend
> but still,
> how many Rico cases has he ever won or even taught anyone
> else how to
> win? None! That's how many. Bud Hibbs says take the
> judgment to a good
> consumer advocate? Where will you find one of those?
> I'm not telling you that you can file a federal case
> and win. You
> might if you have at least one valid cause of action that
> you can
> prove. You are not going to get the judgment overturned in
> local court
> and you aren't going to get a federal court to overturn
> it either. All
> I'm trying to do is see if we can find a viable cause
> of action and
> until that can be done you should not be worried about
> going to court.
> There will be time for that if and when we come up with
> some good
> causes of action that are still within the statute of
> limitations.
> So let's quit worrying about Richard, Bud or any
> lawyers. If you don't
> have a cause of action you aren't going to go anywhere.
>
>
> On Oct 12, 10:41 pm, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > Notary was colleen McConnel whos commissioned expired
> Oct 11, 2008 which my case was heard in 2006.(Its not hard
> to become a notary though)  They had no idea I was going to
> dig up the number and call.  I used a calling card, pay
> phone and asked for Pam Davis they sent me to her office and
> gave me an extension.  Yet I have to admit I never talked
> to her personally as what was I going to say?  The company
> was Citicorp Credit Servicss Inc.  I called the state
> liscensing place, they had info.  How I got the number to
> call them actually, and newspaper web site with stories
> about them.  The better business place.  I did as much
> digging as I could come up with in my mind and had no luck
> at proving anything fraudulant.  Then check out the website
> of the lawyers, they make quite a big claim as a debt
> collector law firm the name was Spotts and Fain from
> Richmond virginia.  Yet I still think something is a miss
> as Citibank got a judgement and charged off the
> >  acoount, then Spotts and Fain passed the torch to
> another law firm next to Washington DC..... They claim
> Citibank hired them.  Somewhere I read that if you called
> the credit card company that after they charged off a debt
> they would say you owe them zero dollars.  They did not
> tell me that when I called very recently (September I
> believe)  I am not trying to challenge your word with these
> emails just trying to find out how to Prove with hard
> evidence what you are saying before I go back to court.
>  Another point is that you say you can win if Federal Court
> but if you bring a frivolous case to federal court you go to
> jail.  The State court saw it as frivolous.  I tried
> looking up these type of court cases in Federal court which
> is in Downtown Norfolk and have found NOTHING
> published...... from the state of Virginia location....
>  Sorry once bitten twice shy in this court business....
>  Richard Cornforth says you have to bring a Rico Case
> against them.  Bud
> >  Hibbs says go to a Consumer Lawyer with the
> judgement  I am not sure at theis point what to do.  
> >
> > --- On Sun, 10/12/08, Creditwrench
> <creditwre...@gmail.com> wrote:
> >
> > > From: Creditwrench <creditwre...@gmail.com>
> > > Subject: [creditwrench newsletter] Re: Debt
> Collection Discovery Requests
> > > To: "Creditwrench"
> <creditwrench@googlegroups.com>
> > > Date: Sunday, October 12, 2008, 8:00 PM
> > > Pam Davis, eh? Well who was the notary then? Who
> notarized
> > > that
> > > affidavit? So what name did they answer the phone
> by when
> > > you called
> > > them? Who is this supposed subsidiary of the CC
> company?
> >
> > > So the judge don't like Pro  Se litigants,
> eh? Well
> > > nothing unusual
> > > about that. It is very difficult for pro se
> litigants to
> > > win in local
> > > court but pretty easy for them to win in federal
> court.
> >
> > > On Oct 12, 5:36 pm, Lisa Angle
> > > <lisaangle0...@yahoo.com> wrote:
> > > > one they sent valadation supposedly the
> photo copies
> > > of the credit card slips which I know was not
> legal now
> > > really then the affidavit from one Pam Davis who
> Works for
> > > subsidary of the credit card company which is
> supposedly
> > > where the Credit Card company sends there debt
> collections
> > > stating  the copies were from CC company and she
> was
> > > notorizing it to that fact.  The notary stamp
> was from
> > > Missouri and so was Ms. Davis I tried to do my
> research
> > > called the company she worked for and found that
> she was
> > > there. It was a subsidiary of the Credit Card
> company....
> > >  The Miranda you mean that this is from a debt
> collector
> > > etc etc etc.  It is on all correspondance.
>  They did send
> > > the first letter and I did ask for verification
> and they
> > > sent the affidavit and the slips then filed it in
> the court.
> > >  When I went to court my biggest mistake was I
> went into a
> > > General District court quoting case study and you
> cannot
> > > when at that level on case study.  They only had
> an oral
> > > >  contract with me and I thought I had it
> nailed but
> > > the judge through the book at me and threatened
> to put me in
> > > jail...  He did not like pro se litigation and
> definately
> > > has a relationship with the attornies that go in
> there..
> > >  You truly do not get a fair trial in this
> state....  Bud
> > > Hibbs gave me the tip on the consumer lawyer and
> they work
> > > for the naca I think.....  Claim they are
> familiar with the
> > > FDCPA and The truth in lending act and on and
> on.....As for
> > > why go to the law library my answer to that is I
> have a
> > > retired lawyer librarian friend there who helps
> me with
> > > stuff and looks at papers and talks to me that is
> why.  
> >
> > > > --- On Sun, 10/12/08, Creditwrench
> > > <creditwre...@gmail.com> wrote:
> >
> > > > > From: Creditwrench
> <creditwre...@gmail.com>
> > > > > Subject: [creditwrench newsletter] Re:
> Debt
> > > Collection Discovery Requests
> > > > > To: "Creditwrench"
> > > <creditwrench@googlegroups.com>
> > > > > Date: Sunday, October 12, 2008, 5:20 PM
> > > > > The affidavit should be more than
> enough to get
> > > the job done
> > > > > if it
> > > > > contains any false and misleading
> information
> > > which most of
> > > > > them do.
> > > > > The first thing to look at in analyzing
> > > affidavits is to
> > > > > look at the
> > > > > notary and the seal to see what state
> the notary
> > > is located
> > > > > in. If the
> > > > > notary is not from your home state then
> it was
> > > probably
> > > > > generated by
> > > > > the debt collector. So who is the
> notary in your
> > > case, what
> > > > > state is
> > > > > the notary from and who is the affiant?
> So they
> > > never sent
> > > > > you any
> > > > > letters, but rather just filed the
> lawsuit on
> > > you, eh? That
> > > > > may be
> > > > > another violation if they did not have
> the full
> > > miranda
> > > > > warning on the
> > > > > complaint. If the full miranda was not
> on the
> > > complaint
> > > > > anywhere did
> > > > > they have a letter in your hands within
> 5 days of
> > > the
> > > > > service of the
> > > > > summons upon you? If not then you have
> another
> > > violation.
> > > > > There are
> > > > > many more ways to get violations.
> >
> > > > > You guess you need to find a consumer
> attorney?
> > > Where are
> > > > > you going to
> > > > > find a good one that knows what he is
> doing?
> > > There
> > > > > aren't many of
> > > > > those out there so if you want to get
> the job
> > > done you have
> > > > > to learn
> > > > > how to do it yourself and that is what
> I teach.
> > > And why do
> > > > > you want to
> > > > > waste time going to the law library to
> look up
> > > the FDCPA
> > > > > when it is
> > > > > readily available on the web?
> >
> > > > > On Oct 12, 9:40 am, Lisa Angle
> > > > > <lisaangle0...@yahoo.com> wrote:
> > > > > > ok well these attorney's never
> called me
> > > not even
> > > > > once only sent letters.  They brought
> a witness
> > > to court
> > > > > and an affidavit so they never
> testified as
> > > attornies are
> > > > > not allowed to testify in a court for
> the cc
> > > company.  No I
> > > > > cant figure out how to use the FDCPA
> under these
> > > > > circumstances but I guess next step is
> to try a
> > > consumer
> > > > > attorney who is specialized in the
> FDCPA....  I
> > > will try to
> > > > > go by the law library and read the
> FDCPA to see
> > > if I can
> > > > > find anything.....    
> >
> >
>
>


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Sunday, October 12, 2008

[creditwrench newsletter] Re: Debt Collection Discovery Requests

Richard Cornforth says file a Rico case? OK. But how many such cases
has he won? I know Richard very well as a personal friend but still,
how many Rico cases has he ever won or even taught anyone else how to
win? None! That's how many. Bud Hibbs says take the judgment to a good
consumer advocate? Where will you find one of those?
I'm not telling you that you can file a federal case and win. You
might if you have at least one valid cause of action that you can
prove. You are not going to get the judgment overturned in local court
and you aren't going to get a federal court to overturn it either. All
I'm trying to do is see if we can find a viable cause of action and
until that can be done you should not be worried about going to court.
There will be time for that if and when we come up with some good
causes of action that are still within the statute of limitations.
So let's quit worrying about Richard, Bud or any lawyers. If you don't
have a cause of action you aren't going to go anywhere.


On Oct 12, 10:41 pm, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> Notary was colleen McConnel whos commissioned expired Oct 11, 2008 which my case was heard in 2006.(Its not hard to become a notary though)  They had no idea I was going to dig up the number and call.  I used a calling card, pay phone and asked for Pam Davis they sent me to her office and gave me an extension.  Yet I have to admit I never talked to her personally as what was I going to say?  The company was Citicorp Credit Servicss Inc.  I called the state liscensing place, they had info.  How I got the number to call them actually, and newspaper web site with stories about them.  The better business place.  I did as much digging as I could come up with in my mind and had no luck at proving anything fraudulant.  Then check out the website of the lawyers, they make quite a big claim as a debt collector law firm the name was Spotts and Fain from Richmond virginia.  Yet I still think something is a miss as Citibank got a judgement and charged off the
>  acoount, then Spotts and Fain passed the torch to another law firm next to Washington DC..... They claim Citibank hired them.  Somewhere I read that if you called the credit card company that after they charged off a debt they would say you owe them zero dollars.  They did not tell me that when I called very recently (September I believe)  I am not trying to challenge your word with these emails just trying to find out how to Prove with hard evidence what you are saying before I go back to court.  Another point is that you say you can win if Federal Court but if you bring a frivolous case to federal court you go to jail.  The State court saw it as frivolous.  I tried looking up these type of court cases in Federal court which is in Downtown Norfolk and have found NOTHING published...... from the state of Virginia location....  Sorry once bitten twice shy in this court business....  Richard Cornforth says you have to bring a Rico Case against them.  Bud
>  Hibbs says go to a Consumer Lawyer with the judgement  I am not sure at theis point what to do.  
>
> --- On Sun, 10/12/08, Creditwrench <creditwre...@gmail.com> wrote:
>
> > From: Creditwrench <creditwre...@gmail.com>
> > Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> > To: "Creditwrench" <creditwrench@googlegroups.com>
> > Date: Sunday, October 12, 2008, 8:00 PM
> > Pam Davis, eh? Well who was the notary then? Who notarized
> > that
> > affidavit? So what name did they answer the phone by when
> > you called
> > them? Who is this supposed subsidiary of the CC company?
>
> > So the judge don't like Pro  Se litigants, eh? Well
> > nothing unusual
> > about that. It is very difficult for pro se litigants to
> > win in local
> > court but pretty easy for them to win in federal court.
>
> > On Oct 12, 5:36 pm, Lisa Angle
> > <lisaangle0...@yahoo.com> wrote:
> > > one they sent valadation supposedly the photo copies
> > of the credit card slips which I know was not legal now
> > really then the affidavit from one Pam Davis who Works for
> > subsidary of the credit card company which is supposedly
> > where the Credit Card company sends there debt collections
> > stating  the copies were from CC company and she was
> > notorizing it to that fact.  The notary stamp was from
> > Missouri and so was Ms. Davis I tried to do my research
> > called the company she worked for and found that she was
> > there. It was a subsidiary of the Credit Card company....
> >  The Miranda you mean that this is from a debt collector
> > etc etc etc.  It is on all correspondance.  They did send
> > the first letter and I did ask for verification and they
> > sent the affidavit and the slips then filed it in the court.
> >  When I went to court my biggest mistake was I went into a
> > General District court quoting case study and you cannot
> > when at that level on case study.  They only had an oral
> > >  contract with me and I thought I had it nailed but
> > the judge through the book at me and threatened to put me in
> > jail...  He did not like pro se litigation and definately
> > has a relationship with the attornies that go in there..
> >  You truly do not get a fair trial in this state....  Bud
> > Hibbs gave me the tip on the consumer lawyer and they work
> > for the naca I think.....  Claim they are familiar with the
> > FDCPA and The truth in lending act and on and on.....As for
> > why go to the law library my answer to that is I have a
> > retired lawyer librarian friend there who helps me with
> > stuff and looks at papers and talks to me that is why.  
>
> > > --- On Sun, 10/12/08, Creditwrench
> > <creditwre...@gmail.com> wrote:
>
> > > > From: Creditwrench <creditwre...@gmail.com>
> > > > Subject: [creditwrench newsletter] Re: Debt
> > Collection Discovery Requests
> > > > To: "Creditwrench"
> > <creditwrench@googlegroups.com>
> > > > Date: Sunday, October 12, 2008, 5:20 PM
> > > > The affidavit should be more than enough to get
> > the job done
> > > > if it
> > > > contains any false and misleading information
> > which most of
> > > > them do.
> > > > The first thing to look at in analyzing
> > affidavits is to
> > > > look at the
> > > > notary and the seal to see what state the notary
> > is located
> > > > in. If the
> > > > notary is not from your home state then it was
> > probably
> > > > generated by
> > > > the debt collector. So who is the notary in your
> > case, what
> > > > state is
> > > > the notary from and who is the affiant? So they
> > never sent
> > > > you any
> > > > letters, but rather just filed the lawsuit on
> > you, eh? That
> > > > may be
> > > > another violation if they did not have the full
> > miranda
> > > > warning on the
> > > > complaint. If the full miranda was not on the
> > complaint
> > > > anywhere did
> > > > they have a letter in your hands within 5 days of
> > the
> > > > service of the
> > > > summons upon you? If not then you have another
> > violation.
> > > > There are
> > > > many more ways to get violations.
>
> > > > You guess you need to find a consumer attorney?
> > Where are
> > > > you going to
> > > > find a good one that knows what he is doing?
> > There
> > > > aren't many of
> > > > those out there so if you want to get the job
> > done you have
> > > > to learn
> > > > how to do it yourself and that is what I teach.
> > And why do
> > > > you want to
> > > > waste time going to the law library to look up
> > the FDCPA
> > > > when it is
> > > > readily available on the web?
>
> > > > On Oct 12, 9:40 am, Lisa Angle
> > > > <lisaangle0...@yahoo.com> wrote:
> > > > > ok well these attorney's never called me
> > not even
> > > > once only sent letters.  They brought a witness
> > to court
> > > > and an affidavit so they never testified as
> > attornies are
> > > > not allowed to testify in a court for the cc
> > company.  No I
> > > > cant figure out how to use the FDCPA under these
> > > > circumstances but I guess next step is to try a
> > consumer
> > > > attorney who is specialized in the FDCPA....  I
> > will try to
> > > > go by the law library and read the FDCPA to see
> > if I can
> > > > find anything.....    
>
>

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[creditwrench newsletter] Re: Debt Collection Discovery Requests

Notary was colleen McConnel whos commissioned expired Oct 11, 2008 which my case was heard in 2006.(Its not hard to become a notary though) They had no idea I was going to dig up the number and call. I used a calling card, pay phone and asked for Pam Davis they sent me to her office and gave me an extension. Yet I have to admit I never talked to her personally as what was I going to say? The company was Citicorp Credit Servicss Inc. I called the state liscensing place, they had info. How I got the number to call them actually, and newspaper web site with stories about them. The better business place. I did as much digging as I could come up with in my mind and had no luck at proving anything fraudulant. Then check out the website of the lawyers, they make quite a big claim as a debt collector law firm the name was Spotts and Fain from Richmond virginia. Yet I still think something is a miss as Citibank got a judgement and charged off the
acoount, then Spotts and Fain passed the torch to another law firm next to Washington DC..... They claim Citibank hired them. Somewhere I read that if you called the credit card company that after they charged off a debt they would say you owe them zero dollars. They did not tell me that when I called very recently (September I believe) I am not trying to challenge your word with these emails just trying to find out how to Prove with hard evidence what you are saying before I go back to court. Another point is that you say you can win if Federal Court but if you bring a frivolous case to federal court you go to jail. The State court saw it as frivolous. I tried looking up these type of court cases in Federal court which is in Downtown Norfolk and have found NOTHING published...... from the state of Virginia location.... Sorry once bitten twice shy in this court business.... Richard Cornforth says you have to bring a Rico Case against them. Bud
Hibbs says go to a Consumer Lawyer with the judgement I am not sure at theis point what to do.


--- On Sun, 10/12/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Sunday, October 12, 2008, 8:00 PM
> Pam Davis, eh? Well who was the notary then? Who notarized
> that
> affidavit? So what name did they answer the phone by when
> you called
> them? Who is this supposed subsidiary of the CC company?
>
> So the judge don't like Pro Se litigants, eh? Well
> nothing unusual
> about that. It is very difficult for pro se litigants to
> win in local
> court but pretty easy for them to win in federal court.
>
>
>
> On Oct 12, 5:36 pm, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > one they sent valadation supposedly the photo copies
> of the credit card slips which I know was not legal now
> really then the affidavit from one Pam Davis who Works for
> subsidary of the credit card company which is supposedly
> where the Credit Card company sends there debt collections
> stating  the copies were from CC company and she was
> notorizing it to that fact.  The notary stamp was from
> Missouri and so was Ms. Davis I tried to do my research
> called the company she worked for and found that she was
> there. It was a subsidiary of the Credit Card company....
>  The Miranda you mean that this is from a debt collector
> etc etc etc.  It is on all correspondance.  They did send
> the first letter and I did ask for verification and they
> sent the affidavit and the slips then filed it in the court.
>  When I went to court my biggest mistake was I went into a
> General District court quoting case study and you cannot
> when at that level on case study.  They only had an oral
> >  contract with me and I thought I had it nailed but
> the judge through the book at me and threatened to put me in
> jail...  He did not like pro se litigation and definately
> has a relationship with the attornies that go in there..
>  You truly do not get a fair trial in this state....  Bud
> Hibbs gave me the tip on the consumer lawyer and they work
> for the naca I think.....  Claim they are familiar with the
> FDCPA and The truth in lending act and on and on.....As for
> why go to the law library my answer to that is I have a
> retired lawyer librarian friend there who helps me with
> stuff and looks at papers and talks to me that is why.  
> >
> > --- On Sun, 10/12/08, Creditwrench
> <creditwre...@gmail.com> wrote:
> >
> > > From: Creditwrench <creditwre...@gmail.com>
> > > Subject: [creditwrench newsletter] Re: Debt
> Collection Discovery Requests
> > > To: "Creditwrench"
> <creditwrench@googlegroups.com>
> > > Date: Sunday, October 12, 2008, 5:20 PM
> > > The affidavit should be more than enough to get
> the job done
> > > if it
> > > contains any false and misleading information
> which most of
> > > them do.
> > > The first thing to look at in analyzing
> affidavits is to
> > > look at the
> > > notary and the seal to see what state the notary
> is located
> > > in. If the
> > > notary is not from your home state then it was
> probably
> > > generated by
> > > the debt collector. So who is the notary in your
> case, what
> > > state is
> > > the notary from and who is the affiant? So they
> never sent
> > > you any
> > > letters, but rather just filed the lawsuit on
> you, eh? That
> > > may be
> > > another violation if they did not have the full
> miranda
> > > warning on the
> > > complaint. If the full miranda was not on the
> complaint
> > > anywhere did
> > > they have a letter in your hands within 5 days of
> the
> > > service of the
> > > summons upon you? If not then you have another
> violation.
> > > There are
> > > many more ways to get violations.
> >
> > > You guess you need to find a consumer attorney?
> Where are
> > > you going to
> > > find a good one that knows what he is doing?
> There
> > > aren't many of
> > > those out there so if you want to get the job
> done you have
> > > to learn
> > > how to do it yourself and that is what I teach.
> And why do
> > > you want to
> > > waste time going to the law library to look up
> the FDCPA
> > > when it is
> > > readily available on the web?
> >
> > > On Oct 12, 9:40 am, Lisa Angle
> > > <lisaangle0...@yahoo.com> wrote:
> > > > ok well these attorney's never called me
> not even
> > > once only sent letters.  They brought a witness
> to court
> > > and an affidavit so they never testified as
> attornies are
> > > not allowed to testify in a court for the cc
> company.  No I
> > > cant figure out how to use the FDCPA under these
> > > circumstances but I guess next step is to try a
> consumer
> > > attorney who is specialized in the FDCPA....  I
> will try to
> > > go by the law library and read the FDCPA to see
> if I can
> > > find anything.....    
> >
> >
>
>


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[creditwrench newsletter] Re: Debt Collection Discovery Requests

Pam Davis, eh? Well who was the notary then? Who notarized that
affidavit? So what name did they answer the phone by when you called
them? Who is this supposed subsidiary of the CC company?

So the judge don't like Pro Se litigants, eh? Well nothing unusual
about that. It is very difficult for pro se litigants to win in local
court but pretty easy for them to win in federal court.

On Oct 12, 5:36 pm, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> one they sent valadation supposedly the photo copies of the credit card slips which I know was not legal now really then the affidavit from one Pam Davis who Works for subsidary of the credit card company which is supposedly where the Credit Card company sends there debt collections stating  the copies were from CC company and she was notorizing it to that fact.  The notary stamp was from Missouri and so was Ms. Davis I tried to do my research called the company she worked for and found that she was there. It was a subsidiary of the Credit Card company....  The Miranda you mean that this is from a debt collector etc etc etc.  It is on all correspondance.  They did send the first letter and I did ask for verification and they sent the affidavit and the slips then filed it in the court.  When I went to court my biggest mistake was I went into a General District court quoting case study and you cannot when at that level on case study.  They only had an oral
>  contract with me and I thought I had it nailed but the judge through the book at me and threatened to put me in jail...  He did not like pro se litigation and definately has a relationship with the attornies that go in there..  You truly do not get a fair trial in this state....  Bud Hibbs gave me the tip on the consumer lawyer and they work for the naca I think.....  Claim they are familiar with the FDCPA and The truth in lending act and on and on.....As for why go to the law library my answer to that is I have a retired lawyer librarian friend there who helps me with stuff and looks at papers and talks to me that is why.  
>
> --- On Sun, 10/12/08, Creditwrench <creditwre...@gmail.com> wrote:
>
> > From: Creditwrench <creditwre...@gmail.com>
> > Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> > To: "Creditwrench" <creditwrench@googlegroups.com>
> > Date: Sunday, October 12, 2008, 5:20 PM
> > The affidavit should be more than enough to get the job done
> > if it
> > contains any false and misleading information which most of
> > them do.
> > The first thing to look at in analyzing affidavits is to
> > look at the
> > notary and the seal to see what state the notary is located
> > in. If the
> > notary is not from your home state then it was probably
> > generated by
> > the debt collector. So who is the notary in your case, what
> > state is
> > the notary from and who is the affiant? So they never sent
> > you any
> > letters, but rather just filed the lawsuit on you, eh? That
> > may be
> > another violation if they did not have the full miranda
> > warning on the
> > complaint. If the full miranda was not on the complaint
> > anywhere did
> > they have a letter in your hands within 5 days of the
> > service of the
> > summons upon you? If not then you have another violation.
> > There are
> > many more ways to get violations.
>
> > You guess you need to find a consumer attorney? Where are
> > you going to
> > find a good one that knows what he is doing? There
> > aren't many of
> > those out there so if you want to get the job done you have
> > to learn
> > how to do it yourself and that is what I teach. And why do
> > you want to
> > waste time going to the law library to look up the FDCPA
> > when it is
> > readily available on the web?
>
> > On Oct 12, 9:40 am, Lisa Angle
> > <lisaangle0...@yahoo.com> wrote:
> > > ok well these attorney's never called me not even
> > once only sent letters.  They brought a witness to court
> > and an affidavit so they never testified as attornies are
> > not allowed to testify in a court for the cc company.  No I
> > cant figure out how to use the FDCPA under these
> > circumstances but I guess next step is to try a consumer
> > attorney who is specialized in the FDCPA....  I will try to
> > go by the law library and read the FDCPA to see if I can
> > find anything.....    
>
>

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[creditwrench newsletter] Re: Debt Collection Discovery Requests

one they sent valadation supposedly the photo copies of the credit card slips which I know was not legal now really then the affidavit from one Pam Davis who Works for subsidary of the credit card company which is supposedly where the Credit Card company sends there debt collections stating the copies were from CC company and she was notorizing it to that fact. The notary stamp was from Missouri and so was Ms. Davis I tried to do my research called the company she worked for and found that she was there. It was a subsidiary of the Credit Card company.... The Miranda you mean that this is from a debt collector etc etc etc. It is on all correspondance. They did send the first letter and I did ask for verification and they sent the affidavit and the slips then filed it in the court. When I went to court my biggest mistake was I went into a General District court quoting case study and you cannot when at that level on case study. They only had an oral
contract with me and I thought I had it nailed but the judge through the book at me and threatened to put me in jail... He did not like pro se litigation and definately has a relationship with the attornies that go in there.. You truly do not get a fair trial in this state.... Bud Hibbs gave me the tip on the consumer lawyer and they work for the naca I think..... Claim they are familiar with the FDCPA and The truth in lending act and on and on.....As for why go to the law library my answer to that is I have a retired lawyer librarian friend there who helps me with stuff and looks at papers and talks to me that is why.


--- On Sun, 10/12/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Sunday, October 12, 2008, 5:20 PM
> The affidavit should be more than enough to get the job done
> if it
> contains any false and misleading information which most of
> them do.
> The first thing to look at in analyzing affidavits is to
> look at the
> notary and the seal to see what state the notary is located
> in. If the
> notary is not from your home state then it was probably
> generated by
> the debt collector. So who is the notary in your case, what
> state is
> the notary from and who is the affiant? So they never sent
> you any
> letters, but rather just filed the lawsuit on you, eh? That
> may be
> another violation if they did not have the full miranda
> warning on the
> complaint. If the full miranda was not on the complaint
> anywhere did
> they have a letter in your hands within 5 days of the
> service of the
> summons upon you? If not then you have another violation.
> There are
> many more ways to get violations.
>
> You guess you need to find a consumer attorney? Where are
> you going to
> find a good one that knows what he is doing? There
> aren't many of
> those out there so if you want to get the job done you have
> to learn
> how to do it yourself and that is what I teach. And why do
> you want to
> waste time going to the law library to look up the FDCPA
> when it is
> readily available on the web?
>
>
> On Oct 12, 9:40 am, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > ok well these attorney's never called me not even
> once only sent letters.  They brought a witness to court
> and an affidavit so they never testified as attornies are
> not allowed to testify in a court for the cc company.  No I
> cant figure out how to use the FDCPA under these
> circumstances but I guess next step is to try a consumer
> attorney who is specialized in the FDCPA....  I will try to
> go by the law library and read the FDCPA to see if I can
> find anything.....    
>
>


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[creditwrench newsletter] Re: Debt Collection Discovery Requests

The affidavit should be more than enough to get the job done if it
contains any false and misleading information which most of them do.
The first thing to look at in analyzing affidavits is to look at the
notary and the seal to see what state the notary is located in. If the
notary is not from your home state then it was probably generated by
the debt collector. So who is the notary in your case, what state is
the notary from and who is the affiant? So they never sent you any
letters, but rather just filed the lawsuit on you, eh? That may be
another violation if they did not have the full miranda warning on the
complaint. If the full miranda was not on the complaint anywhere did
they have a letter in your hands within 5 days of the service of the
summons upon you? If not then you have another violation. There are
many more ways to get violations.

You guess you need to find a consumer attorney? Where are you going to
find a good one that knows what he is doing? There aren't many of
those out there so if you want to get the job done you have to learn
how to do it yourself and that is what I teach. And why do you want to
waste time going to the law library to look up the FDCPA when it is
readily available on the web?


On Oct 12, 9:40 am, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> ok well these attorney's never called me not even once only sent letters.  They brought a witness to court and an affidavit so they never testified as attornies are not allowed to testify in a court for the cc company.  No I cant figure out how to use the FDCPA under these circumstances but I guess next step is to try a consumer attorney who is specialized in the FDCPA....  I will try to go by the law library and read the FDCPA to see if I can find anything.....    

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To post to this group, send email to creditwrench@googlegroups.com
To unsubscribe from this group, send email to creditwrench+unsubscribe@googlegroups.com
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[creditwrench newsletter] Re: Debt Collection Discovery Requests

ok well these attorney's never called me not even once only sent letters. They brought a witness to court and an affidavit so they never testified as attornies are not allowed to testify in a court for the cc company. No I cant figure out how to use the FDCPA under these circumstances but I guess next step is to try a consumer attorney who is specialized in the FDCPA.... I will try to go by the law library and read the FDCPA to see if I can find anything.....


--- On Sun, 10/12/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Sunday, October 12, 2008, 9:04 AM
> It makes no difference whether the debt collector attorney
> bought the
> debt or not. None whatever. Attorneys attempting to collect
> a debt are
> 3rd party debt collectors whether they bought the debt or
> not. You
> must learn the law iorder to make FDCPA law work for you.
> It is
> obvious that you have not learned the law, what it says and
> how to
> apply it to the immediate circumstance whatever it might
> be. First
> thing is to have your recording process in place and ready
> to use at a
> moments notice. You also need to have your caller I.D.
> working and
> calls that don't show the name and number of the caller
> should be
> ignored. Don't even pick up the phone. All calls to
> your home phone
> should be call forwarded to your cell phone. That is
> because most cell
> phones will allow you to put a name to each number that
> calls you so
> you will know instantly who is calling you and debt
> collectors will
> only get one chance to call you before you nail them with
> your caller
> I.D. system. Even if they are a huge corporation with many
> different
> phone lines you will soon have them all labeled and know
> instantly who
> they are when they call. That's not so you can evade
> their calls but
> so you can get your recording equipment turned on before
> you pick up
> the phone. You should have a good digital voice recorder
> with you on
> your person at all times just like you should have a decent
> digital
> camera with you at all times in case of vehicle accidents.
> Keep your
> batteries fresh and keep spare batteries for both with you
> at all
> times. The reason is that if the call is from a debt
> collector your
> memory will not recall everything they said or didn't
> say. You will
> need to be able to review the call later so you can analyze
> it for
> every possible violation and get them written down on paper
> and on
> your computer as well. Write the contents of the call
> violations in
> your word processor and then print out a copy and keep it
> in a folder
> for the day you will need it all. My message board at
> http://consumers.creditwrench.com
> has many articles written by attorneys which will teach you
> all you
> need to know about FDCPA and FCRA violations and your
> rights under the
> law. New articles come in every day. So keep up with the
> latest. No,
> the situation is not hopeless. Far from it.
>
>
> On Oct 11, 11:00 am, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > That would be great but I have not figured out how to
> prove the debt collector attorney bought the debt after they
> have a judgement.  They sued me before the credit card
> company charged off.  Then every lawyer says even if they
> chardged it off the credit card company has a right to sue
> you for the debt and just pay the insurance claim back.
>  Which doesnt seem logical that they would care if the
> insurance company got there money or not.  They had a
> supposedly cc employee there.  They had a affidavit of the
> Collection Department  employee of the CC company to
> testify to absolutely nothing.  AND they have standing to
> sue me here because this is where I reside....  A few
> lawyers I know said the debt was assigned not bought or
> sold......  Does that mean there is no hope??????
> >
> > --- On Fri, 10/10/08, Creditwrench
> <creditwre...@gmail.com> wrote:
> >
> > > From: Creditwrench <creditwre...@gmail.com>
> > > Subject: [creditwrench newsletter] Re: Debt
> Collection Discovery Requests
> > > To: "Creditwrench"
> <creditwrench@googlegroups.com>
> > > Date: Friday, October 10, 2008, 6:35 AM
> > > Persoally I don't think so. I'd far
> rather catch
> > > them in violations of
> > > FDCPA and take them to federal court then
> negotiate from
> > > there. Works
> > > much better.
> >
> > > On Oct 8, 6:02 pm, Lisa Angle
> > > <lisaangle0...@yahoo.com> wrote:
> > > > is it smart to negotiate a judgement
> > > lisaangle0...@yahoo.com
> >
> > > > --- On Wed, 10/8/08, Replevin
> > > <AR.Consu...@gmail.com> wrote:
> >
> > > > > From: Replevin
> <AR.Consu...@gmail.com>
> > > > > Subject: [creditwrench newsletter] Debt
> > > Collection Discovery Requests
> > > > > To: "Creditwrench"
> > > <creditwrench@googlegroups.com>
> > > > > Date: Wednesday, October 8, 2008, 1:28
> PM
> > > > > Hello,
> >
> > > > > I received a summons in July from a law
> office. I
> > > answered
> > > > > the summons
> > > > > within the 30 days allowed in GA.
> >
> > > > > On September 16th I received a
> Plantiff's
> > > Discovery
> > > > > Request packet
> > > > > dated for September 9th. On September
> 24 I
> > > receieved a
> > > > > letter from the
> > > > > law office  dated September 8th
> stating they had
> > > received
> > > > > my filed
> > > > > answers and they wanted to discuss the
> matter in
> > > further
> > > > > detail; and
> > > > > that their client does not wish to
> cause me any
> > > unnecessary
> > > > > inconvenience.
> >
> > > > > My question is do I have to answer the
> original
> > > > > Plaintiff's Discovery
> > > > > Request and which date do I use to
> calculate the
> > > 30 days
> > > > > stated in the
> > > > > Plaintiff's Discovery Request for
> my response
> > > to the
> > > > > interrogatories,
> > > > > request for admission and request to
> produce
> > > documents?
> >
> > > > > Thank you and this forum is great. As
> my schedule
> > > changes I
> > > > > plan to
> > > > > meet you all on the Friday
> teleconferences.
> >
> >
>
>


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[creditwrench newsletter] Re: Debt Collection Discovery Requests

It makes no difference whether the debt collector attorney bought the
debt or not. None whatever. Attorneys attempting to collect a debt are
3rd party debt collectors whether they bought the debt or not. You
must learn the law iorder to make FDCPA law work for you. It is
obvious that you have not learned the law, what it says and how to
apply it to the immediate circumstance whatever it might be. First
thing is to have your recording process in place and ready to use at a
moments notice. You also need to have your caller I.D. working and
calls that don't show the name and number of the caller should be
ignored. Don't even pick up the phone. All calls to your home phone
should be call forwarded to your cell phone. That is because most cell
phones will allow you to put a name to each number that calls you so
you will know instantly who is calling you and debt collectors will
only get one chance to call you before you nail them with your caller
I.D. system. Even if they are a huge corporation with many different
phone lines you will soon have them all labeled and know instantly who
they are when they call. That's not so you can evade their calls but
so you can get your recording equipment turned on before you pick up
the phone. You should have a good digital voice recorder with you on
your person at all times just like you should have a decent digital
camera with you at all times in case of vehicle accidents. Keep your
batteries fresh and keep spare batteries for both with you at all
times. The reason is that if the call is from a debt collector your
memory will not recall everything they said or didn't say. You will
need to be able to review the call later so you can analyze it for
every possible violation and get them written down on paper and on
your computer as well. Write the contents of the call violations in
your word processor and then print out a copy and keep it in a folder
for the day you will need it all. My message board at http://consumers.creditwrench.com
has many articles written by attorneys which will teach you all you
need to know about FDCPA and FCRA violations and your rights under the
law. New articles come in every day. So keep up with the latest. No,
the situation is not hopeless. Far from it.


On Oct 11, 11:00 am, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> That would be great but I have not figured out how to prove the debt collector attorney bought the debt after they have a judgement.  They sued me before the credit card company charged off.  Then every lawyer says even if they chardged it off the credit card company has a right to sue you for the debt and just pay the insurance claim back.  Which doesnt seem logical that they would care if the insurance company got there money or not.  They had a supposedly cc employee there.  They had a affidavit of the Collection Department  employee of the CC company to testify to absolutely nothing.  AND they have standing to sue me here because this is where I reside....  A few lawyers I know said the debt was assigned not bought or sold......  Does that mean there is no hope??????
>
> --- On Fri, 10/10/08, Creditwrench <creditwre...@gmail.com> wrote:
>
> > From: Creditwrench <creditwre...@gmail.com>
> > Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> > To: "Creditwrench" <creditwrench@googlegroups.com>
> > Date: Friday, October 10, 2008, 6:35 AM
> > Persoally I don't think so. I'd far rather catch
> > them in violations of
> > FDCPA and take them to federal court then negotiate from
> > there. Works
> > much better.
>
> > On Oct 8, 6:02 pm, Lisa Angle
> > <lisaangle0...@yahoo.com> wrote:
> > > is it smart to negotiate a judgement
> > lisaangle0...@yahoo.com
>
> > > --- On Wed, 10/8/08, Replevin
> > <AR.Consu...@gmail.com> wrote:
>
> > > > From: Replevin <AR.Consu...@gmail.com>
> > > > Subject: [creditwrench newsletter] Debt
> > Collection Discovery Requests
> > > > To: "Creditwrench"
> > <creditwrench@googlegroups.com>
> > > > Date: Wednesday, October 8, 2008, 1:28 PM
> > > > Hello,
>
> > > > I received a summons in July from a law office. I
> > answered
> > > > the summons
> > > > within the 30 days allowed in GA.
>
> > > > On September 16th I received a Plantiff's
> > Discovery
> > > > Request packet
> > > > dated for September 9th. On September 24 I
> > receieved a
> > > > letter from the
> > > > law office  dated September 8th stating they had
> > received
> > > > my filed
> > > > answers and they wanted to discuss the matter in
> > further
> > > > detail; and
> > > > that their client does not wish to cause me any
> > unnecessary
> > > > inconvenience.
>
> > > > My question is do I have to answer the original
> > > > Plaintiff's Discovery
> > > > Request and which date do I use to calculate the
> > 30 days
> > > > stated in the
> > > > Plaintiff's Discovery Request for my response
> > to the
> > > > interrogatories,
> > > > request for admission and request to produce
> > documents?
>
> > > > Thank you and this forum is great. As my schedule
> > changes I
> > > > plan to
> > > > meet you all on the Friday teleconferences.
>
>

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Saturday, October 11, 2008

[creditwrench newsletter] Re: Debt Collection Discovery Requests

That would be great but I have not figured out how to prove the debt collector attorney bought the debt after they have a judgement. They sued me before the credit card company charged off. Then every lawyer says even if they chardged it off the credit card company has a right to sue you for the debt and just pay the insurance claim back. Which doesnt seem logical that they would care if the insurance company got there money or not. They had a supposedly cc employee there. They had a affidavit of the Collection Department employee of the CC company to testify to absolutely nothing. AND they have standing to sue me here because this is where I reside.... A few lawyers I know said the debt was assigned not bought or sold...... Does that mean there is no hope??????


--- On Fri, 10/10/08, Creditwrench <creditwrench@gmail.com> wrote:

> From: Creditwrench <creditwrench@gmail.com>
> Subject: [creditwrench newsletter] Re: Debt Collection Discovery Requests
> To: "Creditwrench" <creditwrench@googlegroups.com>
> Date: Friday, October 10, 2008, 6:35 AM
> Persoally I don't think so. I'd far rather catch
> them in violations of
> FDCPA and take them to federal court then negotiate from
> there. Works
> much better.
>
>
> On Oct 8, 6:02 pm, Lisa Angle
> <lisaangle0...@yahoo.com> wrote:
> > is it smart to negotiate a judgement
> lisaangle0...@yahoo.com
> >
> > --- On Wed, 10/8/08, Replevin
> <AR.Consu...@gmail.com> wrote:
> >
> > > From: Replevin <AR.Consu...@gmail.com>
> > > Subject: [creditwrench newsletter] Debt
> Collection Discovery Requests
> > > To: "Creditwrench"
> <creditwrench@googlegroups.com>
> > > Date: Wednesday, October 8, 2008, 1:28 PM
> > > Hello,
> >
> > > I received a summons in July from a law office. I
> answered
> > > the summons
> > > within the 30 days allowed in GA.
> >
> > > On September 16th I received a Plantiff's
> Discovery
> > > Request packet
> > > dated for September 9th. On September 24 I
> receieved a
> > > letter from the
> > > law office  dated September 8th stating they had
> received
> > > my filed
> > > answers and they wanted to discuss the matter in
> further
> > > detail; and
> > > that their client does not wish to cause me any
> unnecessary
> > > inconvenience.
> >
> > > My question is do I have to answer the original
> > > Plaintiff's Discovery
> > > Request and which date do I use to calculate the
> 30 days
> > > stated in the
> > > Plaintiff's Discovery Request for my response
> to the
> > > interrogatories,
> > > request for admission and request to produce
> documents?
> >
> > > Thank you and this forum is great. As my schedule
> changes I
> > > plan to
> > > meet you all on the Friday teleconferences.
> >
> >
>
>


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Friday, October 10, 2008

[creditwrench newsletter] Processing Emails Online!Earns $1000's Weekly!

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[creditwrench newsletter] Re: Debt Collection Discovery Requests

Persoally I don't think so. I'd far rather catch them in violations of
FDCPA and take them to federal court then negotiate from there. Works
much better.


On Oct 8, 6:02 pm, Lisa Angle <lisaangle0...@yahoo.com> wrote:
> is it smart to negotiate a judgement lisaangle0...@yahoo.com
>
> --- On Wed, 10/8/08, Replevin <AR.Consu...@gmail.com> wrote:
>
> > From: Replevin <AR.Consu...@gmail.com>
> > Subject: [creditwrench newsletter] Debt Collection Discovery Requests
> > To: "Creditwrench" <creditwrench@googlegroups.com>
> > Date: Wednesday, October 8, 2008, 1:28 PM
> > Hello,
>
> > I received a summons in July from a law office. I answered
> > the summons
> > within the 30 days allowed in GA.
>
> > On September 16th I received a Plantiff's Discovery
> > Request packet
> > dated for September 9th. On September 24 I receieved a
> > letter from the
> > law office  dated September 8th stating they had received
> > my filed
> > answers and they wanted to discuss the matter in further
> > detail; and
> > that their client does not wish to cause me any unnecessary
> > inconvenience.
>
> > My question is do I have to answer the original
> > Plaintiff's Discovery
> > Request and which date do I use to calculate the 30 days
> > stated in the
> > Plaintiff's Discovery Request for my response to the
> > interrogatories,
> > request for admission and request to produce documents?
>
> > Thank you and this forum is great. As my schedule changes I
> > plan to
> > meet you all on the Friday teleconferences.
>
>

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Thursday, October 9, 2008

[creditwrench newsletter] Re: Debt Collection Discovery Requests

Make sure the rules of law were followed as listed below.
 

9-10-94. Service.

A person subject to the jurisdiction of the courts of the state under Code Section 9-10-91, or his executor or administrator, may be served with a summons outside the state in the same manner as service is made within the state by any person authorized to make service by the laws of the state, territory, possession, or country in which service is made or by any duly qualified attorney, solicitor, barrister, or the equivalent in such jurisdiction. (Ga. L. 1966, p. 343, § 3.)


9-11-4. Process.

Summons – Issuance.

Upon the filing of the complaint the clerk shall forthwith issue a summons and deliver it for service. Upon request of the plaintiff separate or additional summons shall issue against any defendants.

Summons – Form.

The summons shall be signed by the clerk; contain the name of the court and county and the names of the parties; be directed to the defendant; state the name and address of the plaintiff's attorney, if any, otherwise the plaintiff's address; and state the time within which this chapter requires the defendant to appear and file appropriate defensive pleadings with the clerk of the court, and shall notify the defendant that in case of his failure to do so judgment by default will be rendered against him for the relief demanded in the complaint.

Summons – By whom served.

Process shall be served by the sheriff of the county where the action is brought or where the defendant is found, or by his deputy, or by the marshal or sheriff of the court, or by his deputy, or by any citizen of the United States specially appointed by the court for that purpose or by someone who is not a party and is not younger than 18 years of age and has been appointed as a permanent process server by the court in which the action is brought. Where the service of process is made outside of the United States, after an order of publication, it may be served either by any citizen of the United States or by any resident of the country, territory, colony, or province who is specially appointed by the court for that purpose. When service is to be made within this state, the person making such service shall make the service within five days from the time of receiving the summons and complaint; but failure to make service within the five-day period will not invalidate a later service.

Summons – Personal service.

  • In all other cases to the defendant personally, or by leaving copies thereof at his dwelling house or usual place of abode with some person of suitable age and discretion then residing therein, or by delivering a copy of the summons and complaint to an agent authorized by appointment or by law to receive service of process.
  • Return.

    The person serving the process shall make proof of service thereof to the court promptly and, in any event, within the time during which the person served must respond to the process. Proof of service shall be as follows:
    • If served by a sheriff or marshal, or his deputy, the affidavit or certificate of the sheriff, marshal, or deputy;
    • If by any other proper person, his affidavit thereof;
    • In case of publication, the certificate of the clerk of court certifying to the publication and mailing; or
    • The written admission or acknowledgment of service by the defendant. In case of service otherwise than by publication, the certificate or affidavit shall state the date, place, and manner of service. Failure to make proof of service shall not affect the validity of the service.


    On Wed, Oct 8, 2008 at 12:28 PM, Replevin <AR.Consults@gmail.com> wrote:

    Hello,

    I received a summons in July from a law office. I answered the summons
    within the 30 days allowed in GA.

    On September 16th I received a Plantiff's Discovery Request packet
    dated for September 9th. On September 24 I receieved a letter from the
    law office  dated September 8th stating they had received my filed
    answers and they wanted to discuss the matter in further detail; and
    that their client does not wish to cause me any unnecessary
    inconvenience.

    My question is do I have to answer the original Plaintiff's Discovery
    Request and which date do I use to calculate the 30 days stated in the
    Plaintiff's Discovery Request for my response to the interrogatories,
    request for admission and request to produce documents?

    Thank you and this forum is great. As my schedule changes I plan to
    meet you all on the Friday teleconferences.
    --~--~---------~--~----~------------~-------~--~----~
    You received this message because you are subscribed to the Google Groups "Creditwrench" group.
    To post to this group, send email to creditwrench@googlegroups.com
    To unsubscribe from this group, send email to creditwrench+unsubscribe@googlegroups.com
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    Wednesday, October 8, 2008

    [creditwrench newsletter] Re: Debt Collection Discovery Requests

    is it smart to negotiate a judgement lisaangle0028@yahoo.com


    --- On Wed, 10/8/08, Replevin <AR.Consults@gmail.com> wrote:

    > From: Replevin <AR.Consults@gmail.com>
    > Subject: [creditwrench newsletter] Debt Collection Discovery Requests
    > To: "Creditwrench" <creditwrench@googlegroups.com>
    > Date: Wednesday, October 8, 2008, 1:28 PM
    > Hello,
    >
    > I received a summons in July from a law office. I answered
    > the summons
    > within the 30 days allowed in GA.
    >
    > On September 16th I received a Plantiff's Discovery
    > Request packet
    > dated for September 9th. On September 24 I receieved a
    > letter from the
    > law office dated September 8th stating they had received
    > my filed
    > answers and they wanted to discuss the matter in further
    > detail; and
    > that their client does not wish to cause me any unnecessary
    > inconvenience.
    >
    > My question is do I have to answer the original
    > Plaintiff's Discovery
    > Request and which date do I use to calculate the 30 days
    > stated in the
    > Plaintiff's Discovery Request for my response to the
    > interrogatories,
    > request for admission and request to produce documents?
    >
    > Thank you and this forum is great. As my schedule changes I
    > plan to
    > meet you all on the Friday teleconferences.
    >
    >


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    [creditwrench newsletter] Debt Collection Discovery Requests

    Hello,

    I received a summons in July from a law office. I answered the summons
    within the 30 days allowed in GA.

    On September 16th I received a Plantiff's Discovery Request packet
    dated for September 9th. On September 24 I receieved a letter from the
    law office dated September 8th stating they had received my filed
    answers and they wanted to discuss the matter in further detail; and
    that their client does not wish to cause me any unnecessary
    inconvenience.

    My question is do I have to answer the original Plaintiff's Discovery
    Request and which date do I use to calculate the 30 days stated in the
    Plaintiff's Discovery Request for my response to the interrogatories,
    request for admission and request to produce documents?

    Thank you and this forum is great. As my schedule changes I plan to
    meet you all on the Friday teleconferences.

    --~--~---------~--~----~------------~-------~--~----~
    You received this message because you are subscribed to the Google Groups "Creditwrench" group.
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